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Park Loans
Purchasing or Refinancing a Home in a Park or on Leased Land
Purchasing a New or Used Manufactured Home
Every day we work with home buyers who realize the value and convenience of owning a new or used manufactured home. We offer loans for homes in parks and leased land. We can help you with a loan for as little as 5% down. Home purchase rates are based on credit score and the amount of down payment. We work directly with your seller or retailer to insure a smooth transaction. Our special programs include:
• Buy For Loans - Designed so you can help your family member with a new or used home purchase
• Loans in Parks or on Leased Land. Your land or family land is ok too.
• Risk Based Pricing - We identify the Strengths of Each Loan
• Refinancing Your Manufactured Home
We can help you refinance your manufactured home in a park or on leased land. Are you sure you have the best interest rate? We've been refinancing manufactured home loans for years. We've saved borrowers millions of dollars in needless monthly payments.
• Reduce Your Monthly Payment
• Shorten Your Loan Term and Save Thousands
• Take Cash Out Up to 80% of Your Home's Value
• Selling Your Home
Have financing available when you get ready to sell your home.
Land Home
We can provide the best manufactured land / home products in the market today. Every day, homeowners and buyers are realizing the value of combining manufactured homes and the land they own or want to buy. By combining manufactured homes, on permanent foundations on land, manufactured home owners can qualify for land / home loans at rates that are much better than "In Park" loans and usually with with tax advantages.
We can help you with a purchase money loan for a manufactured home and land. If you already own a manufactured home on a permanent foundation, we we can help you lower your interest rate, reduce your term or take cash out up to 95% your home's value. If own your land or want to place a manufactured home on land, we have a nine month construction loan program designed specially for you. We often find homeowners with homes already on land with foundations that don't qualify as permanent. Our retrofit program offers a conversion option that allows the manufactured home foundation to be retrofitted to a HUD Code foundation qualifying them for conventional or FHA loan terms at rates that are much better than they currently have.
While our specialty is manufactured home loans, we offer a full range of stick built loan products that allow us to compete with any lender in the nation on most any loan. Whether you need a purchase or refinance loan, a home equity loan, or a construction loan for your new home, we have a product for you.
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